What count as health insurance


You met the Affordable Care Act requirement to have health insurance in 2014 if you were covered through: - your employer (employer-sponsored health insurance, or insurance through your work, or your spouse's or parent's work) - a state, federal or private Health Insurance Marketplace (including Healthcare.gov, and plans purchased through state Marketplaces, which are also known as exchanges) - a college or university you're enrolled in - your parent's health insurance plan (if you're under 26 years old) - the Medicaid program in your state (Medi-Cal, MassHealth, Medical Assistance Program, SoonerCare, TennCare, MaineCare, HuskyHealth, etc.) - Medicare (at least Part A, Part C or Medicare Advantage) - a retirement program from your former employer - Veteran's Administration (VA), CHAMPVA, or TRICARE - the Children's Health Insurance Program (CHIP) in your state - a union that you're a member of - the Peace Corps - COBRA - Refugee Medical Assistance (RMA) - the Nonappropriated Fund Health Benefit Program - state high-risk pools for plan or policy years that begin on or before Dec. 31, 2014 - a private plan purchased from a health insurance company such as Kaiser, UnitedHealth, Aetna, Humana, Blue Cross, Blue Shield, etc. If you're not sure if your coverage counts, call your health insurance provider and ask if your plan is recognized as minimum essential coverage.

What if I already know that I'm exempt?

If you or someone on your taxes had a situation that qualifies for an exemption from the tax penalty, first tell us if you were uninsured for all or part of 2014. Then we'll get the details of the situation that exempts you. If you already have an exemption certificate number, you'll be able to enter it. What if we had a mixed situation? If some of you had insurance and some of you didn't, or some or all of you didn't have it for the whole year, choose the third option (We were partially insured) and then we'll get the details of everyone's situation.

What doesn't count as health insurance?

The following do not meet the Affordable Care Act minimum requirement for health insurance. - Health care services through clinics (e.g., CVS Minute Clinic, Planned Parenthood) - Other types of insurance (e.g., dental, vision, car, homeowners) - Plans that discount drugs or doctor visits, but do not pay for health care services - Plans that pay for services that treat one specific disease or condition, such as cancer plans - Workers' compensation - Short-term plans and long-term care plans - Plans that pay you a set amount if you are sick or in the hospital, but do not pay for health care services - Travelers insurance